Many people dream of having a holiday home but often don’t think they can make it come true. However, purchasing a holiday home is easier than ever before, and with many on the market in regions all over the UK, you could find your dream property sooner than you think. In this guide, we’ll help you understand everything you need to know in order to find the right dream holiday home for you.
Consider Your Budget
The first step to purchasing your dream holiday home is to consider what your budget is and how much you can afford. Contrary to popular belief, you don’t have to buy this property outright, as you can get a second mortgage to help you make the purchase. If you’re struggling to understand your options, you can get expert advice to help you make a decision at House and Holiday Home Mortgages. Do you research when looking for a holiday let mortgage, as this will help you determine what you can reasonably afford and what your monthly repayments will be following the close of the sale.
What Type Of Property Do You Want?
Once you know what you can afford, it’s time to think about what type of property you want. You could opt for a cottage in the countryside with a hot tub and a fireplace, which will provide you with plenty of summer fun, as well as somewhere to hide away during the cold winter months in front of a roaring fire. However, if you prefer something with a little more entertainment, you could look at a seaside townhouse in the heart of a bustling town, where you could enjoy hours of restaurants and shopping after a long day at the beach. You should also consider how many rooms you want and whether you want more than one floor.
Your Dream Features
Once you’ve settled on what type of property you want, you should start to think about the features you want to see during the viewings. You could keep things simple by looking for a property with a pretty garden and an ensuite in the master bedroom, or you could get more specific by considering what your fantasy home should have. Some popular luxuries that feature on many people’s lists include hot tubs, jacuzzi baths, rainfall shows, pools, underfloor heating, or even an outdoor pizza oven. However, you should keep things realistic as you may not find a property that can tick every box on your list.
Choose A LocationWhen you understand what you want and what you can afford, it’s time to think about locations. If you’re looking for somewhere that can provide you with plenty of sun in the summer and mild winters, you will be better off looking in the South of England. However, if you want a winter getaway with a roaring fire that you can enjoy while watching the snow gently fall around the cottage, further North or even Scotland may be the perfect location for you.